I owe about $68,000. I owe $44,000 in student loans. My plan, the New College Compact, says you should not have to borrow money to pay tuition if you go to a public college or university. And you ought to be able to refinance student debt and I don't believe the federal government should be making a profit off of lending to young people who are borrowing to be able to get their education. We have gotta make college affordable. I'm Hillary Clinton and I approve this message.